Terms of Service

1. Material included in our web site is intended for information purposes only and does not represent advice. The information on this site has not been written to meet specific individual requirements. No user should act, or refrain from acting, on such information without first verifying the information and obtaining professional advice as necessary.

2. Cogent Content Ltd. provides this web site on an “as is” basis and makes no representations or warranties of any kind with respect to this web site or its contents. Without limitation to the foregoing, Cogent Content Ltd. does not represent or warrant that the information accessible via this web site is accurate, complete or suitable for any purpose.

3. Cogent Content Ltd. disowns all liability for any direct, indirect or consequential loss or damage occasioned from the use or inability to use this web site, whether directly or indirectly, resulting from inaccuracies, defects, errors, whether typographical or otherwise, omissions, out of date information or otherwise, even if such loss was reasonably foreseeable and Cogent Content Ltd. had been advised of the possibility of the same. Consequential and indirect loss and damage shall include but not be limited to loss of profits, loss of goodwill, and wasted expenditure.

4. The user agrees that material downloaded or otherwise accessed through the use of this web site is obtained entirely at the user’s own risk and that the user will be entirely responsible for any resulting damage to software or computer systems and/or any consequential loss of data, even if such loss and damage were reasonably foreseeable and Cogent Content Ltd. had been advised of the possibility of the same.

5. While we use all reasonable endeavours to make the web site available, errors, omissions, interruptions of services, and delays may occur at any time. Cogent Content Ltd. does not accept any liability arising from such errors, omissions, interruptions or delays or any ongoing obligation or responsibility to operate this web site (or any particular part of it) or to provide any of the services offered on this web site.

6. Cogent Content Ltd. does not accept any liability in connection with any third-party web sites that can be accessed through this web site and does not endorse or approve the contents of any such site.

7. Nothing in these terms and conditions shall exclude Cogent Content Ltd’s liability for death or personal injury resulting from its negligence.

8. The rights in material on this web site are protected by international copyright, software and trademark laws, and you agree to use this web site in a way which does not infringe these rights. You may copy material on this web site for your own private domestic or internal business purpose, but no copying for any commercial or business use is permitted.

9. You agree that we may collect, store and use information about you per our privacy policy. You acknowledge and agree to be bound by the terms of our privacy policy.

10. You must not under any circumstances seek to undermine the security of the web site or any information submitted to or available through it.

12. We may terminate any registration and/or deny you access to the web site or any part of it (including any services, goods or information available on or through the web site) at any time in our absolute discretion and without any explanation or notification.

13. If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision shall not affect the validity of the remaining provisions which shall remain in full force and effect.

14. Cogent Content Ltd’s omission to exercise any right under these terms and conditions shall not constitute a waiver of any such right unless expressly accepted by Cogent Content Ltd. in writing.

15. These terms and conditions shall be governed by and construed per the law of England and Wales, and the user and Cogent Content Ltd. agree to submit any dispute arising out of the use of this web site to the exclusive jurisdiction of the courts of England and Wales.